Associated Bank Visa Business Real Rewards Card Review for 2022
If you’re looking for the best business credit card out there, look no further than the Associated Bank Visa® Business Real Rewards Card review. This card offers plenty of useful benefits, but its main attraction is that it rewards you with 5% cash back on everything you buy, including gas and office supplies, which makes it perfect for your business needs. Read our full Associated Bank Visa Business Real Rewards Card review to learn more about this card and what it can do for your business’s bottom line and your personal budget.
Benefits and Rewards
The Associated Bank Visa® Business Real Rewards Card offers a great rewards program for businesses. You can earn 1% cash back on all purchases, and there is no limit to the amount you can earn. You also get a bonus of $200 when you spend $500 in the first three months. There are no annual fees or foreign transaction fees, and you get a 0% intro APR on purchases and balance transfers for the first 12 months. Since it’s a business card, this card has many protections like fraud liability protection and purchase protection. Plus, your account stays active as long as you make at least one purchase every 18 months. If you do not use your account for 18 months, then it will be closed. But don’t worry! You can re-open an inactive account after just six months with just one additional purchase during that time period. All Associated Bank Visa® Business cards come with Zero Fraud Liability Protection so if unauthorized transactions take place on your card, you won’t be held responsible for any loss associated with those transactions (less any applicable limits).
Ease of Use
The Associated Bank Visa® Business Real Rewards Card is one of the easiest business credit cards to use. You can earn rewards on every purchase, and there is no limit to the amount of rewards you can earn.
Plus, you can redeem your rewards for cash back, gift cards, or travel. The card also has a 0% intro APR on purchases and balance transfers for the first 12 months, which is a great perk for businesses that are just getting started. There is no annual fee with this card, but after the first year, it’s $59 per year. If you’re looking for an easy-to-use business credit card with some nice perks, then this may be the right choice for you!
Costs and Fees
There is no annual fee for the Associated Bank Visa® Business Real Rewards Card. You will earn two points per dollar spent on eligible purchases, and there is no limit to the amount of points you can earn. There is a 0% intro APR on purchases and balance transfers for the first 12 months, and after that, a variable APR of 13.99% – 23.99%. There is also a 3% foreign transaction fee. A point value is set at $0.015 and 20,000 points equals $300 in rewards which can be redeemed for cash back or deposited into your bank account.
A range of merchant partners are available as well as flexible redemption options through the Associated Bank mobile app or online portal where users can spend their rewards instantly with any purchase or deposit them into their checking account by simply entering their routing number and account number from their checkbook.
Features and Benefits
- The Associated Bank Visa® Business Real Rewards Card is a great business credit card for earning rewards.
- You can earn 1 point for every $1 you spend on eligible purchases, and there is no limit to the amount of points you can earn.
- You can redeem your points for cash back, gift cards, travel, and more.
- Plus, with the Associated Bank Visa® Business Real Rewards Card you get 0% introductory APR for 12 months on all balance transfers made within 45 days of account opening. After that a variable APR will apply depending on prevailing interest rates and your personal creditworthiness at time of transfer.