The Best World of Hyatt Business Credit Card Deals for 2022
World of Hyatt Business Credit Card Review for 2022 – World of Hyatt Business Credit Card has a lucrative sign-up bonus of 25,000 points after spending $5,000 in three months on the card. Plus, it has an annual fee of $95, waived the first year. See how this card can be the perfect companion to your small business by reviewing these features and benefits below!
Top offers for entrepreneurs
It’s easy to see why the Wyndham Rewards Visa Signature credit card is a popular choice among small businesses. The card offers 1 point per dollar spent and no annual fee, but it does charge foreign transaction fees on top of an introductory APR period. But there are better options out there that come with no annual fee, no balance transfer fees, and an introductory APR period. Be sure to read this comparison review before you sign up for any of these cards!
With its $95 annual fee waived for the first year and first international trip, Chase Sapphire Preferred® Card can be one of your best business travel companions. Not only will you get double points on all travel expenses (1 point per dollar), but also double points when dining or traveling abroad – great if your business takes you overseas. If you’ve already got another Chase Ultimate Rewards-earning card, then you can easily transfer them into your Sapphire Preferred account at a one-to-one ratio; otherwise, they’ll sit in your virtual wallet until they’re transferred or redeemed at a value of 1 cent each towards travel purchases. Its 50,000 bonus points offer ($625 in travel) helps boost rewards even further.
Small business credit card deals
Before you get a credit card, know what your options are. There are tons of deals out there, but most of them have some way to put the consumer into debt with high-interest rates and charges for the privilege. You don’t want to be in that position when an emergency comes up, or when you’re just barely staying afloat financially.
You have a few options when it comes to credit cards geared toward small businesses. One is the Chase Ink Preferred Credit Card. The perks are phenomenal – including 50,000 bonus points after spending $5,000 in three months – and it has no annual fee and offers rewards on office supply purchases.
Luxury travel cards without an annual fee
Nowadays, cards without an annual fee are more common than ever. Among luxury travel cards without an annual fee, Chase Sapphire Preferred card is a great option. The reason is simple: the Chase Sapphire Preferred gives you 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Plus, your points are worth 25% more when you redeem them through Chase Ultimate Rewards® due to the redemption bonus built into this card. Your sign-up bonus alone will give you over $1,200 in free travel! But that’s not all–this card also offers generous rewards rates on dining and travel and comes with no foreign transaction fees so it’s perfect for international travelers like us who often jet around.
Specialty cards from American Express
-Blue for Business Preferred card: 25,000 Membership Rewards points after $6,000 in purchases within the first 3 months. Terms apply.
-Business Gold Rewards card: Earn 2x Membership Rewards points on each dollar spent at U.S. restaurants and 1x on every other dollar spent up to a total of $100,000 annually at restaurants then 1x points thereafter; 4 pts/dollar spent on other U.S. gas stations, non-U.S. gas stations, rideshares or trains, shipping and freight carriers, hotels when purchased directly with the hotel, flights when purchased directly from airlines or through American Express Travel (excluding taxes and fees), eligible commuter transportation including mass transit such as subway or bus fare as well as parking lots or garages.
Fine dining cards from Chase
Chase has six different cards that you can use at restaurants or clubs: the Premier Rewards Gold, Platinum, and Reserve Cards, plus the Sapphire Preferred and Sapphire Reserve. All of these cards come with a cardmember dining certificate to cover your gratuity (15%) when you charge meals in full. The card with the lowest annual fee is the Chase Sapphire Preferred ($95), but it comes with no free rides on any public transportation system and includes 0% financing as a bonus. The card with the highest annual fee is the Chase Sapphire Reserve ($450) which gives you 3x points on travel and dining. If your business spends more than $250K per year on restaurants and/or travel, then this card may be worth it for its 5x points for those categories. However, if your company’s spending is less than $250K per year, then there are better options out there! For example, the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, which offers 2x miles on all purchases, provides an introductory offer of 50k American Airlines miles after you spend $4k within 4 months of account opening, and offers a 10% rebate on redeemed miles – all for just $99/year.
Cash back cards from Chase
Chase has an extensive network of credit cards, with offers ranging from 0% intro APR and great cash back rewards, to purchase protection and travel insurance. If you’re looking for a card with cash-back rewards, you may want to consider Chase Freedom Unlimited or Chase Sapphire Preferred.
Both offer 0% intro APR on purchases and balance transfers (then 17.24%-25.99% Variable), but they differ in their sign-up bonuses (the former features 1.5% unlimited cash back on all purchases; the latter earns 2x points on dining & travel) and annual fees ($0/$95). The one downside is that both have pretty high-interest rates – not a good choice if you carry balances from month to month.